Alpina Investments

Alpina InvestmentsAlpina InvestmentsAlpina Investments

Alpina Investments

Alpina InvestmentsAlpina InvestmentsAlpina Investments

Institutional Access to Swiss-Structured Private Credit

Institutional Access to Swiss-Structured Private CreditInstitutional Access to Swiss-Structured Private CreditInstitutional Access to Swiss-Structured Private Credit

A Swiss platform connecting global capital to resilient, high-yield credit opportunities 

Institutional Access to Swiss-Structured Private Credit

Institutional Access to Swiss-Structured Private CreditInstitutional Access to Swiss-Structured Private CreditInstitutional Access to Swiss-Structured Private Credit

A Swiss platform connecting global capital to resilient, high-yield credit opportunities 

About Alpina

Platform Overview

Structural Rationale

Structural Rationale

Alpina Suisse Investments AG is a Swiss holding and financing platform based in Zug, Switzerland, designed to provide institutional investors with efficient access to structured private credit opportunities.

Structural Rationale

Structural Rationale

Structural Rationale

The platform was created with a clear objective: combine Swiss standards of governance, transparency, and legal certainty with exposure to real economy credit operations in structurally high yield markets.

Positioning

Structural Rationale

Positioning

Alpina is not a startup and not a restructuring vehicle. It is a capital optimization structure built around an already profitable and operational credit business.

Investment Philosophy

Alpina’s philosophy is grounded in disciplined governance, structural transparency, and long-term alignment.

We believe that simplicity and rigorous financial architecture rather than complexity form the foundation of sustainable returns.

Core Philosophy

Governance First – Swiss institutional standards, legal certainty, and structural transparency
Capital Efficiency – Optimized capital structures designed to enhance resilience and funding efficiency
Real Economy Exposure – Focus on proven, cash generating credit operations rather than speculative models

Why Switzerland?

Switzerland offers one of the world’s most respected environments for governance, investor protection, and cross-border capital structures.

Anchoring governance in Zug, Alpina offers:

• Legal certainty and institutional credibility
• Strong regulatory and compliance culture
• Neutral and stable jurisdictional framework
• Efficient structuring environment for international investors

Operations remain in Brazil. Governance and capital efficiency reside in Switzerland.

Platform Structure & Investment Framework

Market Exposure: Brazil

Product / Investment Style

Market Exposure: Brazil

Brazil represents one of the most compelling structural credit opportunities globally, supported by:

  • A resilient and highly regulated banking system
  • Oversight by the Central Bank of Brazil
  • Structurally high real interest rate dynamics
  • Deep and diversified borrower demand

Governance, structuring, and investor protections are anchored in Switzerland, while credit operations remain in Brazil.

Team

Product / Investment Style

Market Exposure: Brazil

Alpina’s structure combines expertise across credit, governance, and cross-border financial architecture.

The platform integrates operational experience from regulated lending markets with Swiss standards of corporate discipline, compliance, and investor transparency.

Product / Investment Style

Product / Investment Style

Product / Investment Style

Alpina focuses on simple, transparent, and structurally aligned instruments.

The objective is not financial engineering, but efficient capital structuring designed to improve funding stability, investor clarity, and risk adjusted returns.

Leadership & Governance

Ricardo George Assaf

Pierre-François Manzetti

Ricardo George Assaf

Founder and Managing Partner of Alpina Investments and CEO of EMPRESTA Capital, Ricardo has over 25 years of experience across international financial institutions in Europe and Brazil. He previously held senior roles at Citi, Bear Stearns, IBM Consulting, and ABN AMRO.

He founded EMPRESTA Capital, a Central Bank regulated financial instit

Founder and Managing Partner of Alpina Investments and CEO of EMPRESTA Capital, Ricardo has over 25 years of experience across international financial institutions in Europe and Brazil. He previously held senior roles at Citi, Bear Stearns, IBM Consulting, and ABN AMRO.

He founded EMPRESTA Capital, a Central Bank regulated financial institution that structured and scaled Brazil’s condominium credit ecosystem. At Alpina Investments, he bridges international investors with regulated Brazilian financial institutions through disciplined, strategic growth.

Info

Leandro Lopes

Pierre-François Manzetti

Ricardo George Assaf

Leandro is Co-Founder and Partner of EMPRESTA Capital, a Central Bank regulated financial institution focused on structured credit solutions in Brazil. He brings extensive experience in strategic planning, commercial leadership, and operational management.

He is also Managing Director and Partner of SIVA - Steel Wire Rope Company, where he

Leandro is Co-Founder and Partner of EMPRESTA Capital, a Central Bank regulated financial institution focused on structured credit solutions in Brazil. He brings extensive experience in strategic planning, commercial leadership, and operational management.

He is also Managing Director and Partner of SIVA - Steel Wire Rope Company, where he oversees large scale manufacturing operations, quality systems, and international commercial development.

Info

Pierre-François Manzetti

Pierre-François Manzetti

Pierre-François Manzetti

Pierre-François Manzetti is Chief Executive Officer of ConnectAssets WM and Managing Director of ConnectAssets. Prior to joining ConnectAssets, he spent over a decade at Landolt & Cie SA as Head of Private Banking International and 12 years at UBS in Geneva, New York, and São Paulo, where he held several senior roles up to Executive Direc

Pierre-François Manzetti is Chief Executive Officer of ConnectAssets WM and Managing Director of ConnectAssets. Prior to joining ConnectAssets, he spent over a decade at Landolt & Cie SA as Head of Private Banking International and 12 years at UBS in Geneva, New York, and São Paulo, where he held several senior roles up to Executive Director. He holds a Master’s degree in International Economics from the University of Fribourg.

Info

Carlos Belete

Pierre-François Manzetti

Pierre-François Manzetti

Carlos Belete was a director of ConnectAssets AG from 21’ to 25’ and serves as board member of Nexo Corporate Services AG. He holds a Master's in Business and Economics from the University of Lucerne/Zürich and a Bachelor's in Business Administration from BI Norwegian Business School.


Info

Strategic Partners

Nexo Corporate Services AG

Nexo Corporate Services AG

Nexo Corporate Services AG

Boutique Swiss corporate services platform providing bespoke structuring, governance, and economic substance solutions from Zug, Switzerland.

Itaú

Nexo Corporate Services AG

Nexo Corporate Services AG

Leading Latin American financial institution with extensive expertise in banking, credit, and financial services.

Investor Inquiries

We welcome discussions with institutional investors, family offices, and qualified investors seeking disciplined exposure to structured private credit opportunities.

Alpina Suisse Investments AG

Contact Us

Contact Alpina Suisse Investments AG

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Alpina Suisse Investments AG

Zug, Switzerland

Investor Contact: info@alpinainvest.ch

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